Nowadays, online transactions are commonplace. Whether you’re buying from Shopee or Lazada, or buying from the website of a small business, online transactions make everyday life a little easier.
However, with online transactions also comes the risk of people stealing your personal data or even worse, being the victim of credit card fraud.
So, to help with keeping your privacy and preventing your information falling into the wrong hands, here are some safety tips that we recommend:
1. Always log out of websites, bank, and credit card sites
This is a small, but sometimes overlooked procedure. When finalizing a transaction, be sure to log yourself out. Plenty of sites avert manual logout by automatically logging you out once you’ve become inactive for a few minutes.
Also, do not ever save passwords for financial sites. It’s also advisable to jack up your accounts with a strong password that is not easily guessable by people.
2. Never do transactions in a public computer
This is a surefire way to get hacked. Never do transactions on a public computer. Also do not shop, pay bills, or access your bank or credit card websites with public WiFi.
The trustworthiness of information over these connections is shaky at best. Always do your transactions on your own devices or computer and over a secure internet connection.
3. Put An Anti Malware Program on Your Computer
Antivirus programs boost your computer security by a mile. Run scans regularly and use an ad blocking program as well as invest in a quality spyware detector to boost security measures.
4. Make Sure You’re Dealing With Actual, Trustworthy Sites
Don’t be led astray by sites that don’t look trustworthy. There are plenty of phishing scams around, and one of the tips to check if you’re in a phishing trap is to check the URL.
Check whether it has ‘https://’. If it does, it’s safe since it’s encrypted with an SSL certificate.
Phishing sites will also have slight changes to the spelling of the original sites, such as O’s changed to zeroes. They also contain extra characters and symbols that official addresses don’t have.
5. Use Transaction Sites With A Good Reputation
There are plenty of sites used for online money transfer, and we suggest you go with those instead of obscure ones. There are plenty in the market, such as PayMaya and Paypal.
Those are the ones plenty of users as well as other banks trust for money transfer. This is especially true if you’re buying stuff from small businesses and are not too keen on using your credit card.
With that being said, we advise you not to buy certain things online, such as furniture, cars, and as advised by the experts at TV Repair Singapore, appliances such as TVs. This way, you’re less likely to be scammed out of your money, and even keep your information safe.
If you’re going to buy brand products, then always head to the flagship stores or authorized resellers online instead of suspicious shops.
If you suspect that your credit card has been used on a transaction that you don’t remember doing, always call your bank immediately. They have all records of transactions, and will make sure to detect any fraud.
We hope these tips can help you prepare and secure your online transitions, especially at this time.